City of Pine Bluff Economic and Community Development - Reconstruction Program
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Reconstruction Program

The Reconstruction Program for low and low-to-moderate income persons is designed to replace an existing home based on the homeowner’s qualifications. To participate in the program, the individual(s) must have an existing owner occupied house and agree to rebuild on the same location if applicable. This existing house becomes a reconstruction case when the dwelling is too far-gone to bring up to standard single dwelling housing codes. We will need to verify land and dwelling ownership and based on availability, the owner will select the house plan. We will bid out the house plan to a list of contractors and the lowest responsible bidder will receive the job. Once approved, we will provide a construction contract, verification of inspections and monitor the progress of the construction phase.

The City will provide a $14,999 Deferred Loan and Second Mortgage toward the construction cost and the owner to finance the balance. The program is set up to provide three (3) draws. We generally provide the first draw so the borrower’s interest will not apply until their first draw from the bank. Our contract is set for a maximum of 90 days. Survey, house location, and elevation are required in this process. The contractor shall provide the construction insurance and a letter is given prior to the start of construction. The contractor must be licensed by the City and have proof on record that all required insurance and paperwork is in order before we award the bid.

If you have questions or concerns, please feel free to contact Henry Dabner, Economic Development Specialist, at 870-543-1820.

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Info You Can Use

 -   Learn how to buy a HUD home
 -   Learn how to apply for public housing and Section 8
 -   See if HUD owes you a refund on your FHA loan
 -   Find a HUD-approved lender in your area
 -   Find out if HUD is holding backwages for you
 -   Talk to a housing counselor
 -   File a housing discrimination complaint

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[Logo: PB Seal] Pine Bluff Economic and Community Development
200 8th Ave, Pine Bluff, AR 71601
Telephone: (870) 543-1820